The Parasites of Western Economy, Part 1: Motorvehicle Insurance Scammers.

by tonytran2015 (Melbourne, Australia)

#parasite, #motor vehicle, #transportation, #insurance, #scam, #rip off

The Parasites of Western Economy, Part 1: Motorvehicle Insurance Scammers.

If you have ever been to Vietnam, you will see more than 40 million motorbikes on the roads. They go on their daily routines, occasionally causing minor accidents and damage but people don’t threaten their road sharers with law suits. Owning a motorbike there is thus mostly an advantage and very rarely a liability (it is so only when the owner is outrageously stupid). How can they do that and why cannot Westerners do it?

They can do it because they have not been brainwashed and enslaved by Vehicle Insurance Parasites.


1. The Vietnamese way of handling non-fatal traffic accidents.


1a. If you lose a small paint scratch then consider it part of wear and tear of a quickly depreciating asset. You have to be tolerant to the other party who may be inexperienced just like you years ago, when you were young, or may be just like your kids.


1b. If you lose a turn indicator lamp then consider who has more damage and remain tolerant: 

If the other party suffers no damage and is clearly at fault then ask him to pay a realistic repair cost to you right on the spot. 

On the other hand, if he suffers much more damage than you do then consider that you have been lucky not to get hurt and he has already been taught a good traffic lesson.


1c. If your motorbike is badly damage:

 You may ask the other party to pay for the actual repair costs and usually he will agree to it or beg you to let him pay by installments or only part of it. 

You should think that accident avoidance is the responsibility of both him and YOU. Be tolerant and consider who suffers more damage.


2. The Enslaved Litigious English way of handling non-fatal traffic accidents.


2a. If you lose a small paint scratch then force the other party to follow a costly legal course of arguments to assign faults and threaten the other party with a law suit to take away his house. On the other hand, if you are at fault, you still employ a lawyer to reply to the other party that you won’t pay even a single cent for his fair repairs cost.


2b. If you lose a turn indicator lamp then take your vehicle to a shop that will try to assign hundreds of small previous wear and tear to the accident and ask the other party to pay for all that. You will hope to have a partially brand new vehicle after those repairs.

The reality would turn out that the shop WILL POCKET most of the costs and you will ONLY have the main damage shoddily repaired: You have been used by the repairer to scam money on the poor other party! Do you want to sue the repairer (your former partner in crime!) now?


2c. If your motorbike is badly damaged:

 You may ask the other party to pay for the (often pretended) psychological damage for fear of traffic, plus inflated repair costs.


3. Where does the money go in the Enslaved Litigious English World?


3a. You pay the lawyers to threaten one another unnecessarily. All of you are forced to join insurance schemes and pay their excessive costs to avoid being threatened.


3b. You pay the lawyers to play expensive legal games. You also pay excessive repair costs to non-existent repairs.


3c. You pay the lawyers to play legal games to rip off other insurance contributors on pretended psychological injuries. You also pay excessive repair costs to non-existent repairs.

(See references [1,2]).

4. Parasites ripping-off your transportation system.


You now know why transportation costs are so expensive in English speaking White countries. There are parasites feeding on your transportation costs, you are enslaved into paying annual insurance premiums that is about 5 times the cost of the actual repairs if paid out directly by owners instead.


There used to be Mutual typed Insurance Companies (AMP, Colonial Mutual, NRMA) which are not for profit organizations (such as NRMA motor vehicle Insurance for member). The financiers had successfully used immoral ways to rip off the Mutual funds to give money contributed by many previous generations of members to directors and fund members at that only time. The rip off was called “Demutualization” (around 1995 in Australia). Those mutual insurers were then wound up to leave the market to only for profit insurers. Without competition from those non-profit organizations, insurance premiums have shot up.


You should demand a law reform to reduce the legal rip-offs by transport insurance schemes.


I am no fan of the political system in Vietnam but I admire the way the population there cooperates in their daily commutation. At least, each Westerner should experience the rip-off free transportation system in Vietnam (before it become infected by the Insurance associated parasites) to know how much you have been ripped-off by the parasites..


It should be remembered that a fish won’t know that it is in water unless it can somehow, sometimes jump out of the water.

References:

[1]. wikipedia Compensation_culture, accessed 05May2017.

[2]. www.iaapa.org CompensationCulturePuttnam.pdf, accessed 05May2017.

[3]. the car insurance industry is a disgusting racket, https://www.spectator.co.uk/2015/10/the-car-insurance-industry-is-a-disgusting-racket/

[4]. https://www.theguardian.com/commentisfree/2011/jun/27/jack-straw-car-insurance-racket


[5]. http://trafficlaw.com.au/forum/viewtopic.php?t=3737


[6]. ALEKS DEVIC, Car crash racket runs rampant in Victoria, with thousands left without car, huge bills, Herald Sun, http://www.heraldsun.com.au/news/victoria/car-crash-racket-runs-rampant-in-victoria-with-thousands-left-without-car-huge-bills/news-story/f0f217204e4c959ac67fe7f1f18abf3c , May 22, 2016 9:00pm

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Understanding the Strategy of Conquering by Over-populating

by tonytran2015 (Melbourne, Australia).

#Foreign Affairs #Conquering by #Over-populating, #expansion #immigration.

Understanding the Strategy of Conquering by Over-populating.
This concept is not new in East Asia but may be unknown to White policy makers.

1. Steps of Conquering by Over-populating.

Suppose that a populous country C wants to conquer its neighbour M but has no military capability. Country C may use over-population to conquer M by carrying out the following steps:

1. Country C promotes good friendship and trade with M so that M relaxes its border control.

2. Country C then sends its most patriotic, fecund families into M as guest workers and traders. They will give birth to many children while in country M.

3. If country M has lax immigration and citizenship laws many 2nd and subsequent generations of immigrants/guest workers/traders will become Citizens of M only in name while remain Loyal oversea-born Citizens of C. ([7]).

4. These new “Citizens of M with Foreign Loyaty” now try to have many children to outnumber the native Citizens of M.

5. When the ratio of “Citizens of M with Foreign Loyaty” is significant, country M will he in no doubt influenced by C. The level of influence increases years after years as the new citizens originating from C have been selected to be most fecund and may legally receive birth incentives from country C.

6. When 51% of the votes are controled by citizens with origin from C, a referendum will be called to open or abolish the border between C and M.

7. Few referenda may fail but eventually the border will be abolished and C and M will be unified without using wars.

2. Applications.

Over-populating until extinction of local populations can be found in East Asian history books (including the references given here) but are too sensitive to be posted here. The followings are only the obvious cases.

1. The original size of the (Chinese) Zhao empire in China was of only a size of current Japan. Expansionism either by overt military occupations or by Occupation by Over-populating has produced the present China of gigantic size. People have wonder how many Chineses of (self-declared) Han origin were in that giant area 2000 years ago.

2. The hereditary citizenship rules of Qing dynasty (1644–1912) of China may have been an attempt to have their leagues of Loyal Oversea-born Citizens. The revival of any such plan must be closely scrutinized by the countries with those citizens (in name only).

3. An example of the strategy in  Europe is the present (2017) Turkish address to Muslims in the West. It may be considered the Ottoman Empire addressing its Loyal Oversea-born Citizens.

3. Prevention.

1. Immigrations from populous, poor countries into any wealthy country always carry such a risk. The host country should ensure that no group of immigrants can over-populate the native popularion.

2. Undue lobbying by some group of immigrants is the warning sign of coming loss of control by the host country.

3. A country with many immigrant new citizens should be well alerted for any programs directed at Loyal oversea-born Citizens from their countries of origins.

4. Terrible inter-ethnic fightings (such as in Rwanda some few decades ago) should be prevented by insisting on assimilation.

4. Conclusions.

It takes few hundred years for a populous country to practice this strategy until fruition. But one hundred years is only a short duration in recorded history.

Sun Tzu said that the best victories are ones won without using the armies.

References

[1]. Sima Qian, Records of History by the grand historian (translated by Burton Watson), Qin Dynasty, Han Dynasty I (Rev. Ed.) and Han Dynasty II (Rev. Ed.), the Res. Cent. for Transl. The Chinese Univ. of Hon Kong and Colubia Univ. Press, Hong Kong and New York, 1961.

[2]. Sun Tzu, The Art of War. First published in Chinese before 200BC. There are English translations.

[3]. tonytran2015, understanding-chinas-perpetual-wars-against-its-neighbours, https://survivaltricks.wordpress.com/2017/04/01/%e2%80%8bunderstanding-chinas-perpetual-wars-against-its-neighbours/

[4]. tonytran2015, understanding-the-strike-then-consolate-tactic, https://survivaltricks.wordpress.com/2017/04/03/%e2%80%8bunderstanding-the-strike-then-consolate-tactic/

[5]. anti-west-statements-turkish-president-erdogan-and-pm-davutoglu-muslim-countries-must-unite, http://www.memri.org, https://www.memri.org/reports/anti-west-statements-turkish-president-erdogan-and-pm-davutoglu-muslim-countries-must-unite

[6]. https://vikinglifeblog.wordpress.com/2017/04/30/demographic-genocide-2/

The following have been added after 09 May 2017.

[7]. chinese-ucsd-students-protest-unreasonable-dalai-lama-invite-paid-by-red china, 

http://www.capoliticalreview.com/capoliticalnewsandviews/chinese-ucsd-students-protest-unreasonable-dalai-lama-invite-paid-by-red-china/

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Understanding the concept of Allying to Distant Powers to Subjugate Immediate Neighbours.

by tonytran2015 (Melbourne, Australia).

#Foreign Affairs #Allying to Distant Powers to Subjugate Immediate Neighbours #alliance, #China, #expansion, #aggression, #war, #US, #neighbour country, #Japan, #India, #Korea, #Burma, #Mongolia.

Understanding the Concept of Allying to Distant Powers to Subjugate Immediate Neighbours.

Contrary to Westerners’ impression, China is not ruled by successive descendents of an Empire founder for thousands of years. Actually, there are many successive empires in China, each killing all eligible inheritors and most officials of the previous empire to grab its power and to prevent its resurgence. The new empire then restored and continued to use most Citadels built by the previous empire.

Except for a short period of the Zhao dynasty (who ruled by being virtuous but was therefore bullied by their own followers), whatever empire occupying the Central Citadel always practice Allying to Distant Powers to Subjugate Immediate Neighbours.

1. The central empire state and its surrounding vassal states.

The ruling Emperor always has to award his contributing followers while keeping them under control.
The empire is carved into many vassal states (each is a miniature copy of the central state but having to pay annual tributes to the Emperor) awarded hereditarily to the contributing followers of the emperor. The vassal states sometimes wage wars among themselves, their boundaries are not fix but always change due to wars/feuds between their rulers. Sometimes the Emperor has to intervene to stop wars among his vassal states.

The ancestors (in name, but not biologically) of the founder of the Qin Empire were followers of the Zhao emperors and had been awarded the vassal state of Qin, but they successfully bullied the Zhao Emperors to gradually rob their land and their throne.

2. Allying to Distant Powers to Subjugate Immediate Neighbours (within the empire).

The desire is understandable. Chinese history has shown many stories of rebellion by trusted officials to steal the Emperor’s throne and wives.

On a national level, each emperor let his most trusted generals be the rulers of distant non-prosperous vassal states. The distant governors have no chance of becoming more powerful than the Emperor, but they can be recalled to subdue any rebellious official in the Emperor’s court.

3. Allying to Distant Powers to Subjugate Immediate Neighbours (on international level).

There are times when the central state of the empire is threatened by another stronger empire/nation (for examples the Huns Nomades, the Kim empire (a predecessor of the current North Korea ruled by Kim Jong Un), the Mongolian Empire of Ghanghi Khan, the Manchurian Empire.)

In that case, the Enperor will pretend to find new markets and send trade emissaries to third (and maybe fourth and fifth) countries behind the back of the undesirably strong neighbour. Trade talks with those countries may soon become secret talks of alliance for double thronged attacks on the undesirably strong neighbour ! The spoils of wars will be divided among “allies” according to their contributions.

It is known that 2000 years ago, China has reached distant countries like Persia, various non-united nomadic countries in Siberia. The purpose was not purely for trading. It was to keep open the possibilities for alliance against immediate neighbours of the empire.

4. Applications.

Vietnam (Annam in Chinese history) was never a Chinese land and has revolted against Chinese occupations. China used to ally itself with the Southern neighbours of Vietnam (Champa some 400 years ago, and Khmer Rouge recently) for many plans for double pronged attack on Vietnam.

India is a Southern neighbour of China. The method calls for an alliance with Sri Lanka and provoking wars between the two harmonious neighbours India and Sri Lanka.

Burma has a common boundary with China. Its national cohesion is declining. The country would be a suitable candidate for application of China’s all three policies of Forever Expanding, Strike-then-Consolate, Allying to Distant Powers to Subjugate Immediate Neighbours. A suitable ally for China would be some revolting Minorities in the South (see [5]).

North Korea is a neighbour of China but historically had fought against China. Its is always on guard against China surprise overrun (Tibet typed operation). China makes pressure on it by opening trade with its Capitalist opponent South Korea. China may also ally with the US to attack and occupy North Korea at some convenient time. Territorial gains would have to be kept by China as the huge occupation army would logically be Chinese. (This whole paragraph was written before 05 April 2017 and publish before the meeting between US and Chinese leaders in 06 April 2017. Events after publication date now unfold almost exactly along these predictions.)

References

[1]. tonytran2015, understanding-chinas-perpetual-wars-against-its-neighbours, https://survivaltricks.wordpress.com/2017/04/01/%e2%80%8bunderstanding-chinas-perpetual-wars-against-its-neighbours/


[2]. tonytran2015, understanding-the-strike-then-consolate-tactic, https://survivaltricks.wordpress.com/2017/04/03/%e2%80%8bunderstanding-the-strike-then-consolate-tactic/

[3]. Sima Qian, Records of History by the grand historian (translated by Burton Watson), Qin Dynasty, Han Dynasty I (Rev. Ed.) and Han Dynasty II (Rev. Ed.), the Res. Cent. for Transl. The Chinese Univ. of Hon Kong and Colubia Univ. Press, Hong Kong and New York, 1961.

[4]. Sun Tzu, The Art of War. First published in Chinese before 200BC. There are English translations.

[5]. myanmar and china are almost at war, http://21stcenturyasianarmsrace.com/2017/01/03/myanmar-and-china-are-almost-at-war/

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​Understanding the Strike-then-Consolate Tactic.

by tonytran2015 (Melbourne, Australia).

#Foreign affair, #Militarized diplomacy, #Aggression, #Strike then Consolate, #Mutual Cooperations, #Phillipines, #China, #South China Sea.

The current (1990 to 2017) situation on the Scarborough Shoal (Dao Vanh Khan as claimed by Vietnam) in the Sea of West Phillipines is interesting ([2,3]), It offers an example of the Tactic of Strike-then-Consolate in “mititarized diplomacy”.

Its resultant “mutual cooperations” are then revealed as only part of a long term plan for further aggression.

 

1. Concept of Strike-then-Consolate.

The aggressor nation finds an opportunity to attack the victim nation and makes territorial gains. Right after  that, before international reaction can develop, the aggressor offers to give back half the gains to make peace with the weaker victim. The weak victim may accept that offer if it cannot rely on internarional help or if its unpopular leader wants to make external peace to have time to strengthen his grip on domestic power (that is its leader sacrifies national interests to further his own personal gains).

The cycle may be repeated many times to make a vacillating nation out of the victim to isolate it from its allies.

2. Application of Strike-then-Consolate.

2a. The aggressor nation looks for a neighbour with unpopular leader. Failing that it may make one by promoting corruptions, non-transparent dealings in that country to weaken the popular support for its government.

2b. When popular support of the government of the intended victim nation has reached a low point, the aggressor creates economic, environmental, social chaos to brew anti-government protests, uprisals and revolts.

2c. The defence of the victim nation is then dispirited and weakened.

2d. A quick military attack is carried out for territorial gains.


2e. A peace delegate
is immediately sent to the victim nation to offer peace with the return of half of the territorial gains together with some economic aids!  “Mutual Cooperations” are part of the package of economic “aids” by the aggressor to its victim.

2f. The victim nation then consolates itself that it can get benefit from “Mutual Cooperation” with its aggressor and demotes its effective but hard line leaders in its defence force.

2g. The aggressor then executes  its planned follow up military strike while the defence force of the victim has no established effective leader.

2h. The victim nation then desperately search for new leaders for its defence forces and demotes its team of “Mutual Cooperation” advocates.

2i. The whole cycle (2e, 2f, 2g, 2h) is then repeated again and again so that the government of the victim nation is worn out and lose any of its remaining credibility through conflicting policies, continual reorganization, demotion and rehabitation of its personels. Any ally of the victim nation would not stick around with such a vacillating nation.

2j. When the government of the victim nation has lost its popular support, strength and credibility, the aggressor may take over its victim overtly or covertly.

3. “Mutual Cooperations” are never a fair deal.

“Mutual cooperations” from the aggressor always require from the victim nation the following conditions:

3a. Not to take the aggressor to any international authority.

3b. The victim nation giving unaccountable benefits to its deal makers (that is giving high rewards to those who favors the deal).

3c. The victim nation allowing personels of the aggressor to be in vital future positions.

3d. The victim nation demoting fervent nationalists in its defence force.

3e. The victim nation ceasing most of its defence industrial plans.

3f. The victim nation reorganizing its government and development plans to suit the aggressor.

4. So what are Mutual Cooperations in reality?

Mutual Cooperations are only a conditional surrender to the aggressor.

Sun Tzu [1] said that the best victory is a victory gained without using the army!

References
[1]. Sun Tzu, The Art of War. First published in Chinese before 200BC.

(The following are augmented after 09 May 2017).
[2]. https://johnib.wordpress.com/2017/05/09/manila-beijing-dating-again-who-is-the-screwer-screwed/

[3]. https://johnib.wordpress.com/2017/04/22/philippines-china-south-china-row-talk-of-establishing-a-no-take-zone-apparently-to-counter-chinas-talk-and-take-strategy/

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​Understanding China’s perpetual wars against its neighbours.

by tonytran2015 (Melbourne, Australia).

#Chinese expansionism, #China, #expansion, #war, #US, #Japan.

This blog explains to Westerners the politics of East Asia which seems incomprehensible to them but not that incomprehensible to East Asians.

1. Origin of policy of Forever Expanding.

Since Han’s time (200+ BC), at his Coronation, every Emperor of China must swear to forever expand the territories of the Chinese Empire (in direct contrast to the pleadge of non-aggression of Western Empires).

The Forever Expanding policy is called Silkworms Eating the Berry Leaves since the Qin Dynasty (preceding the Han Dynasty) (see reference [1]).

The vast area of current China is the result of such Forever Expanding policy starting from a Zhou dynasty (1046BC-256BC) with an area only comparable to Japan.

2. Methods of upholding the pledge.

2a. The Chinese Emperor is expected to carry out overt aggression on any unprepared neighbour. No causis bellum is required. There is no place for Morality in Chinese Foreign Affairs policy: The winner is the Moral Authority! Winning the unprovoked war is the highest objective of “Chinese Morality (or Immorality?)”.

2b. If overt aggression has no chance to succeed, the Emperor has to subvert to weaken his neighbours with corruptions and unfair trade practices (economic sabotage and graftings are standard practice).

2c.The Chinese Emperor declares that he is the sole  Son of Heaven and communicates all sovereign matters to Heaven. All neighbours have to communicate through him. He will abuse this role to aggravate internal wars on successions in neighbour countries. He will then use his “Representative Authority of Heaven” to stage occupation wars on neighbour countries under the pretext of upholding Heavenly Order.

The revered, 2000 years old manual “The Art of War” by Sun Tzu is always practiced by China. It considers military attacks, foreign affairs and trades as only different facets of one single thing. (This is not much different from the view by Clausewitz[3])

3. Application of the “Forever Expanding” policy.

Strategically China IS at perpetual war with every of its neighbours (including Russia) and distant powers (including USA). Technically, China try NOT to declare or be declared at war!

Its strategy is to wear down opponents psychologically with successive alternating cycles of military threats, propaganda, then trade wars and then offers of “mutual cooperations” until any one of its opponents is psychologically worn out, weakened enough for singling out, isolated and over-run with a surprise attack by its huge army. The strategy is more than 2000 years old but is still effective.

Its offer of “mutual cooperations” (such as currently to the Phillipines) is actually part of an attack plan, as it wears down the opponent with chaos and loss caused by continual reorientations.

Western leaders DON’T know that strategy but Japaneses and East Asians know it well. China is more worried about a half-armed Japan than about a fully armed US!

References

[1]. Sima Qian, Records of History by the grand historian (translated by Burton Watson), Qin Dynasty, Han Dynasty I (Rev. Ed.) and Han Dynasty II (Rev. Ed.), the Res. Cent. for Transl. The Chinese Univ. of Hon Kong and Colubia Univ. Press, Hong Kong and New York, 1961.
[2]. Sun Tzu, The Art of War. First published in Chinese before 200BC.

[3]. Carl von Clausewitz, Principles of Wars, Translated by Hans W. Gatzke, The Military Service Publishing Company, 1942.

[4].  Clausewitz, On War, Translated by Colonel James John Graham N. Trübner, London, 1873. Original is Carl von Clausewitz, Vom Kriege,  Dümmlers Verlag, Berlin, 1832.

[5]. Carl von Clausewitz, Principles of Wars, The Clausewitz home page, https://www.clausewitz.com/mobile/principlesofwar.htm

The following have been added after 09 May 2017.

[6]. chinese-ucsd-students-protest-unreasonable-dalai-lama-invite-paid-by-red china, 

http://www.capoliticalreview.com/capoliticalnewsandviews/chinese-ucsd-students-protest-unreasonable-dalai-lama-invite-paid-by-red-china/


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Inflation is vicious to fiat money users.

by tonytran2015 (Melbourne, Australia)

#inflation, #fiat money, #taxation by stealth, #indexation, #cost of living

Figure 1: Fiat money are paid to government employees. All citizens have to pay their taxes with that fiat money.

Inflation is vicious to the citizens who have to accept fiat currency from their ruling government. It is half terrible as having to use money with some use-by dates. Only governments like inflation.

1. Inflation.

It is convenient to begin the discussion with my previous posting entitled Your Fiat Money, part 2 (reference [1]). It is easily seen that the government can choose to pay its employees X units of its fiat currency C1 and require the whole population to pay it all taxes amounting to X units of that currency. The fiat money C1 will find its own value in the population depending on how government employees interact with the whole population of the country.

Alternatively, the government can choose to pay its employees Y units of another fiat currency C2 and require the whole population to pay it all taxes amounting to Y units of currency C2. Again the fiat money will find its own value in the population.

As other things are equal, we must have

X*C1 = Y*C2

and the value of a fiat currency is inversely proportional to the amount issued by the government to its employees.

Consequently, if all other things are unchanged but the government increases both the payment to its employees and the tax to be collected by 3% every year then its currency is worth only 100/(100+3) its former value one year ago. This is called an inflation at a rate of 3% per year.

2. Inflation is a rent on fiat money.

After selling his stock, a trader has cash (which is fiat money), he will have to use his cash to buy new stock. If he holds on with the cash for one year, he can buy only (100-3)% of what he could have bought immediately. This works as if he was renting the cash from the government at a cost of 3% a year.

The long standing wisdom is not renting anything you don’t really need and people should not keep cash longer than it is absolute necessery.

Any government will love inflation. It is its best next thing to issueing money with expiry dates and un-redeemable government bonds, vouchers (Old scams but still can be practiced against illiterate, trusting populations)

3. High inflation may feed on itself.

Remember that the fiat money will find its own value in the population depending on how government employees interact with the whole population of the country.

When high inflation occurs people may try to increases prices in anticipation, causing even more severe inflation.

People may then even try to avoid using any fiat money at all and they may choose their own alternative bartering medium such as food (rice grains or flour) or commodities (gold or silver) instead of the readily available but steadily depreciating fiat money.(see [4,5,6,7] for bartering techniques). Such avoidance of fiat money brings even more loss of its value and deepens the inflation.

When inflation is too high, the ruling government may lose its grips on the economy and chaos may follow (as in Germany prior to 1933).

4. High inflation reduces actual interests on government debentures/treasury bonds.

Inflation is to be subtracted from the interest rate given by any government debenture/treasury bond.

The inflation rate is hard to obtain but it must be taken into account when buying government debentures.

Unless the after tax return from a government debenture/treasury bond is higher than inflation, the bond holders may actually LOSE money on their bonds.

The interest rate given on Government Debenture/Treasury Bond is determined at the time of sale while actual inflation is made after that time. A government can easily wipe out its debts to bond holders by producing very high inflation. (see [10]).

5. Inflation rips off members of pension plans.

The loss caused by inflation on cash based holdings (rents on cash) also applies to long term storage of values such as saving for retirements.

Unless inflation has been taken into account, most perceived benefits of pension plans can be only just mirages given to uninformed plan members. To have any real benefit after tax and INFLATION, plan members usually need cash contributions/injections by the government and if they don’t obtain them there will arise the problem of unfunded liabilities.

In most cases, the contributed funds of any pension plan cannot earn any net income AFTER tax and INFLATION. If there is no cash contribution/injection by government, plan members would be MUCH better off using their contributions to buy gold and save the gold for their own retirements.

Vietnamese standardized gold slabs for trading

Figure: Vietnamese standardized gold slabs for trading.



The imminent run (insolvency) of pension plans are only the tip of the iceberg.(see reference [8]).

6. Inflation produces a stealthy wealth tax.

Inflation actually produces stealthy, disguised taxes on your properties.

When you change your house, as you have to move to a new location for new jobs, the value of that succession of similar houses keep on increasing due to inflation. Governments can classify the increases as “incomes” and impose taxes on them. Some governments have already done that. This type of FALSE incomes may also be extended to include your other possessions such as cars, jewelleries, housegold goods and gold holding.

These taxes on FALSE incomes are actually taxes on your possessions such as your houses and the tax rate depends on inflation. Your legislative representatives will not bother to make yearly oversight of it and the governments easily get away with it.

The federal authority may have encroached on the rights of member states if it makes property taxes! So the federal authority has to do it under the guise of income tax on false incomes produced by inflation.

Note added on 15 May 2017:

Only recently, the US State of Arizona admitted that gain/loss made from gold holding is not subjected to Income Tax of that State.[11]

7. Inflation causes non-synchronized price increases.

Inflation causes uneven, non-synchronized price increases due to different flow on times for different types of goods. This allows the government to put unfair short term weighting factors on individual types of consumer goods. The weighting factors let the government artificially select them to manipulate the yearly statistics on the Cost of living to lessen its obligation to pay pensioners their entitled upkeep.

8. Inflation forces people to borrow.

Inflation forces people to borrow with any purchase plan stretching over many years. A buyer would lose to inflation on his cash accumulation/saving if he wants to remain debt free and save up the whole amount for the purchase. House purchases are typical examples where buyers are forced to borrow.

9. Inflation gives government unfair advantages in charging taxes on citizens.

When you made a huge loss and claimed a carried forward loss to offset against possible future gain in calculating income tax, the loss is NOT indexed by inflation! So a loss of $1000 by a future trader in 2010 can only offset against a gain of $1000 in 2017! (Although $1000 in 2017 is worth much less than in 2010)

10. All governments love inflation.

A government loves inflation for the following reasons:

1. Inflation is a rent on its fiat money.

2. It can define False incomes and tax its citizens on the false incomes.

3. It can muddle statistics on Cost of living and the government can fool the world with its manipulated figures on the growths in GDP, GNI.

4. It allows government to gain unfair advantages over its tax payers when calculating their taxable incomes.

So the claims that Inflation is preferred to deflation by governments should be read with skepticism. Unfortunately, the statement has been told often enough and for long enough so that a number of tax payers have started to believe in it without questioning. (A lie told once remains a lie but a lie told a thousand times becomes the truth, by J. Goebbels [9].)

References:

[1]. Your fiat money (Part 2), posted January 12, 2017.

[2]. Your fiat money, posted January 9, 2017.

[3]. Why does the Federal Reserve aim for 2 percent inflation over time?, Board of Governors of the Federal Reserve System,https://www.federalreserve.gov/faqs/economy_14400.htm, updated January 26, 2015, accessed 03 Mar 2017.

 [4]. Neha Sharma and Shalu Yadav, The Indian village that has returned to bartering, BBC News Services,http://www.bbc.com/news/world-asia-india-38180075, 5 December 2016.

[5]. Patrick Bodenham, Will Spain’s coal belt survive through online barter?, BBC News Services,http://www.bbc.com/news/world-europe-38731808, 2 February 2017.

[6]. James Melik, Haggling and bartering gain appeal, BBC News Services,http://news.bbc.co.uk/2/hi/business/7883050.stm, 12 February 2009.

[7]. Mark Lowen, Greece bartering system popular in Volos, BBC News Services,http://www.bbc.com/news/world-europe-17680904, 12 April 2012.

[8]. Dallas police fire pension board ends run, bank stops 154m withdrawals.

http://www.dallasnews.com/news/dallas-city-hall/2016/12/08/dallas-police-fire-pension-board-ends-run-bank-stops-154m-withdrawals

[9]. Joseph Goebbels quotes, azquotes.com, http://www.azquotes.com/author/5626-Joseph_Goebbels.

[10]. https://www.moneymetals.com/news/2017/05/04/higher-inflation-consumer-prices-001061, (added on 10 May 2017).

[11]. http://www.zerohedge.com/news/2017-05-13/arizona-passes-bill-end-income-taxation-gold-and-silver


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Air-grown mung bean sprouts for food.

by tonytran2015 (Melbourne, Australia).

#mung bean #sprout #food #no cooking #growing #in air #air grown #no substrate #nuclear shelter #nuclear disaster #stored food

The benefit of growing sprouts in ONLY AIR is that there is no substrate to be contaminated after all sprouts have been collected and there is no substrate waste with horrible rotting smell. It also allows the consumption of mung beans as food without cooking. It requires only drinkable water but uses no fuel.

Growing sprouts in ONLY AIR is also suitable for preparing bean sprouts when sheltering in bunkers after nuclear disaster (to avoid consuming hot released, fast decaying radioactive alkaline Cesium and alkaline earth Strontium nuclei).

1. Growing beans into sprouts.

When beans grow into sprouts, they convert the highly compact stored energy and materials into small plants to continue the propagation of their genes.

The beans need a triggering signal before it enter into this process. In nature, a wrong starting time may mean extinction for the beans. The triggering happens in nature with beans falling into flood water or very wet soggy ground at the end of a rainy the season. After that the sprouts need drier soil to breath and grow. The sprouts will try to grab a substrate with their hairy roots and will grow vertically.

It is easier for human to consume sprouts than to consume the highly compact mung beans. This is the reason for growing sprouts from beans for consumption.

An additional benefit of eating sprouts from stored beans is the sprouts have plenty of Calcium and Potassium, which can supply the requirements of our bodies if we have to wait in nuclear shelters for the short term radioactive Cesium and Strontium nuclei to decay in the outside environment after a nuclear disaster. Mung beans are thus useful grains for short term food after nuclear disasters.

(According to Wikipedia, 100g of beans contain

Calcium 132 mg

Iron 6.74 mg

Magnesium 189 mg

Manganese 1.035 mg

Phosphorus 367 mg

Potassium 1246 mg

Zinc 2.68 mg).

2. Materials.

1a. Mung beans (uncooked and in good condition).


mung_beans.jpg

Figure: Good mung beans for making sprouts.

Remember that mung beans will increase in volume and in weight when they become sprouts and only a very small initial volume of beans will grow into a cupful of sprouts.

1b. Two identical clear plastic drink cups with their corresponding hemispherical dome lids.

Figure: A clear plastic cup with hemispherical dome lid for growing sprouts.

3. Making the container for growing mung beans.

Make about 10 perforation holes on the bottom of one cup, enlarge them so that a fully filled cup of water can drip out of these holes in less than 10 seconds.

The second cup is to be fitted onto the outside of the first cup to control the flow of water through the perforations. To stop water from leaving the inner cup the second cup is slipped tightly on its outside. To drain water from the inside cup, the outside cup gradually loosened to let water drip into it from the inner cup, the outside cup is then emptied.

4. Soaking mung beans.

To make sprouts from mung beans, the beans must be first soaked in water until germination. The steps are in the following:

Place 3 layers of beans on the bottom of the inner cup.

Fill water until water surface is 1cm higher than the top layer of beans.

Fit the hemispherical lid on the cup (optional, to prevent spilling if the cup is knocked from its position).

The cup is left standing like that for about 12 hours to soak the beans until they germinate with a 2mm sprout on most of the beans.

Timing is NOW STARTED.

5. Growing sprouts from germinating beans.

Fill the inner cup with water to full capacity. The beans and sprout should be able to move freely in this water.

Loosen the outer cup to gradually and completely drain water from the inner cup.

Empty the outside cup and slip it back onto the inner cup.

Tumble (and also roll) the covered double layered cup to spread germinating beans on the side of the cup,

Lay the cup on a horizontal surface, with the rim resting about 10mm higher than the bottom.

Let the cup rest like that for 12 hour then repeat all the above steps of this section.

Sprouts can be seen growing bigger in each 12 hour period.

6. Results

Figure: A horizontal cup is almost full of sprouts after 30 hours (Top view of horizontal cup.). The cup is double layered, it is made up from a perforated one and another non-perforated one fitting tightly outside it.


Figure: Air-grown bean sprouts are ready for consumption after 30 hours. The double layered cup is standing upright without its lid.


After 30 hours, the horizontal cup is about 3/4-full with sprouts. It should be hold upright and filled with water for well grown sprouts to float to the top for the first harvesting. (Grown sprouts have lower specific gravity than beans and newly grown sprouts).

The cup containing unharvested beans and sprouts is then put through all steps of section 5 twice for another 24 hours. After that the horizontal cup is about 3/4-full with sprouts. It should be hold upright and filled with water for well grown sprouts to float to the top for the second harvesting.

The cup containing unharvested beans and sprouts is then put through all steps of section 5 twice for another 24 hours. After that the horizontal cup is about 3/4-full with sprouts. It should be hold upright and filled with water for well grown sprouts to float to the top for the third and also final harvesting.

All beans will grow into sprouts if the container have been effectively drained and tumbled (not rolled). Without tumbling, some beans may stick to the side of the cup and may remain under water for too long and may rot, creating horrible smell. Rolling is not effective in preventing rot of beans.

References:

[1]. tonytran2015,  Mung Beans as grains for self-reliance, survivaltricks, https://survivaltricks.wordpress.com/2017/02/09/mung-beans-as-grains-for-self-reliance/, February 9, 2017.

[2]. Mung bean, wikipedia, https://en.wikipedia.org/wiki/Mung_bean, accessed Mar 06, 2017.

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Air-grown mung bean sprouts for food (problem w indexing).

by tonytran2015 (Melbourne, Australia).

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QE may be just another scam to steal national wealth.

by tonytran2015 (Melbourne, Australia)

#treasury bonds #QE #quantitative #easing #scam #stealth

Figure: Fiat money relies on the payments to government employees with it and the power to collect it back as taxes on the population.




It has been a US policy of borrowing from bankers through Treasury bonds (the method is given in section 1). USA have thus been designed to be in a perpetual state of indebtedness to bond holder bankers. Quantitative Easing is an even more outrageous extension of that monopoly. This posting shows why.

1. Borrowing from the population.

(as previously posted in ref. [2], sect. 7)

We note that the US government regularly issues and has been using its own Fiat money. When the government wants to borrow X units of its fiat money from its citizens, it may have to conduct an “auction”.

It may offer to all of its people to give the government any each of their spare $90 now to receive $100 in 1 year time.

Too many of its citizens may accept the offer and the total amount of their money may far exceed the requirement of the government. If that is the case, it may next say No, not $90 anymore, but $91. The amount may goes up again until the acceptance has only about X units, the amount it requires.

Anti-corruption requires that the bidding process be public and transparent.

This is the idea of Treasury Bonds, or Government Debentures.

If the final auction price is $97 of current money for $100 of money in 1 year time then the Treasury Bond rate is (100-97)/97 or 3.1%.

It is a sad fact that currently Treasury bonds are only sold to a handful of bankers, the ordinary people have no access to the “auctions” of Treasury bonds. The treasury rate may thus be manipulated by some coalition of bankers to suit their agendas.

It has been US government practice to always keep the US in debt with Treasury bonds. It would be alright if the debts are to ordinary US citizen. However the debts are to only a handful of bankers. There has been no plan to ever free the US from debts to bankers.

2. US government could have and SHOULD borrow from ordinary citizens.

The establishments always defend their actions by saying that the auctions of treasury bonds involve billions of dollars and the parcels (chunks) cannot be practically made small for ordinary citizens. The argument may be valid prior to WW2 but became invalid after that time.

With the development of techniques for share sales on the Share Markets, the selling of IPO’s (Initial Public Offerings) worth of billions of dollars are common: People can buy shares in initial float of new companies worth of billions of dollars. Why cannot the Treasury organize IPO’s of Treasury Bonds ? The operating mechanism can be made exactly the same as for IPO’s of new companies. The share markets can easily handle Treasury Bond IPO’s.

The US Treasury can also offer its Bonds on the Stock Exchange just like Investment Banks offer its “Call Warrants” and (future) Options. The methods for offering can be very similar.

Ordinary Americans should stand up and demand IPO’s for Treasury bonds, to take away the monopoly by bankers on Treasury bonds.

It has been US government practice to always keep the US in debt with Treasury bonds. It would be alright if the debts are to ordinary US citizen. However the debts are to only a handful of bankers. The indebtedness to a handful of bankers may threaten the democracy of the US and the bankers have now extended that monopoly into another scheme for skimming national wealth called Quantitative Easing.

3. Quantitative Easing.

Quantitative easing is an even more outrageous extension of the monopoly of bankers on Treasury bonds.

When the government wants to have more money circulated in the economy of the population, it can buy gold from the population so that the population keeps the money and the government keeps the gold for future resale. Beside gold the government can also buy infrastructures or services from the population.

But instead of doing that the US government carried out QE (Quantitative Easing) (see reference [7], [8]). This is what the government does in a QE (continuing with the example at the end of section 1):

The government now buy back the Treasury Bond at a price of nearly $100 from bankers a bond it has previously sold for $97.

So the government has sold to the bankers some treasury bond for $97 and bought back at nearly $100. The government lost money for nothing. That why US debt has ballooned up after Quantitative Easing. See reference [6] for the new level of debt.

The injection of money should have been done by government buying gold, infrastructures (including hiring people to build or maintain infrastructures) or services from the population.

 

Notes:

1. Reference [4] stated that “A central bank enacts quantitative easing by purchasing—without reference to the interest rate—a set quantity of bonds or other financial assets on financial markets from private financial institutions. .. QE does directly increase the broad money supply even without further bank lending.”

2. Since inflation has been targeted by the government to be 2% (see reference [5]), buying a 1 year bond at $100 is just buying $98 worth of good to be delivered after 1 year time. So paying $100 to buy back a 1 year bond of $100 is just giving away $2, and bankers will be happy to take that $2.

4. Conclusions.

Having PRIVATE Federal Reserve Banks, limiting sales of Treasury bonds to ONLY bankers, practicing obfuscated Quantitative Easing all look like plans to defraud Americans of their wealth and permanently enslave them with ever increasing debts to bankers.

 

References:

[1]. Your fiat money (Part 2), posted January 12, 2017.

[2]. Your fiat money, posted January 9, 2017.

[3]. Quantitative Easing, Investopedia, http://www.investopedia.com/terms/q/quantitative-easing.asp, accessed 1st Mar 2017.

[4]. Quantitative easing, Wikipedia, https://en.wikipedia.org/wiki/Quantitative_easing, updated on 02 March 2017, accessed 03 Mar 2017.

[5]. Why does the Federal Reserve aim for 2 percent inflation over time?, Board of Governors of the Federal Reserve System, https://www.federalreserve.gov/faqs/economy_14400.htm, updated January 26, 2015, accessed 03 Mar 2017.

[6]. kchild2013, US national debt soars by $100 billion. . . in just 8 hours, sentinelblog, https://sentinelblog.com/2017/01/05/us-national-debt-soars-by-100-billion-in-just-8-hours/, January 5, 2017

[7]. sdbast, Ripped-off Britons: Osborne finally admits BofE’s QE payouts gifted min £600bn to the wealthy, worth half the national debt: https://t.co/WNp9Kw7XVb, sdbast.wordpress.com, https://sdbast.wordpress.com/2016/12/18/ripped-off-britons-osborne-finally-admits-bofes-qe-payouts-gifted-min-600bn-to-the-wealthy-worth-half-the-national-debt-httpst-cownp9kw7xvb/, Dec 18, 2016.

[8]. peoples trust toronto, Bank Of Japan Said To Start Preparing For Losses On Its “Huge” Debt Holdings Once QE Ends, https://peoplestrusttoronto.wordpress.com/2016/05/20/bank-of-japan-said-to-start-preparing-for-losses-on-its-huge-debt-holdings-once-qe-ends/, 2016 May 20.

 

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